NJ Defensive Driving Course
NJ MVC approved
You got a ticket! Remove 2 points from your New Jersey driving record by taking our NJ MVC approved defensive driving course! offered by NJ State Safety Council. Successful completion of this course will reduce your driving record point total by 2 points, and save you hundreds, if not thousands on raised insurance premiums. You are eligible to take a New Jersey defensive driving course for a point reduction once every 5 years.
What's next after completing the course?
Upon completion of the course, our company will notify the NJ Motor Vehicle Commission electronically and you will receive an e-mailed copy of your completion certificate for your records or insurance agent. Once the NJ MVC receives notification of your completion, the points will be removed from your driving record shortly thereafter. In addition to receiving your defensive driving certificate by email, you may also log back into the course at any time after completion and click on the “status” link to retrieve it.
Insurance Reduction
New Jersey State rule, N.J.S.A. 17:33B-45.1 NJ insurance companies are required to offer insurance premium discounts for drivers who successfully completed an approved course. This applies to all insurance companies writing private passenger policies in New Jersey, and earns the defensive driving participant a minimum of five percent discount to the base rate for Bodily Injury Liability, Property Damage Liability, Personal Injury Protection and Collision coverage on their auto insurance.
Availability
The insurance reduction is available for three years or until a driver accumulates four (4) motor vehicle points or loses his/her license.
Discounts
Discounts apply to private passenger automobiles, with only one discount per vehicle. If the policy insures two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course.
With some insurance companies, this discount is called an accident prevention discount and comes with certain other requirements so you would need to adhere to. To find out how much of a discount from this course you will receive, you would need to speak to your insurance agent.
Ready to take the defensive driving course?